Only in America

Well, no, actually: In Great Britain the Zurich Municipal Company provides insurance for local municipalities. The BBC reports they have seen a rise in spurious claims, including:

• A fellow who soiled himself because, he said, the bus station toilet had been closed. He demanded the price of a new pair of trousers;
  
  
• The shoplifter who, while fleeing the scene of her crime, stumbled and fell down a flight of stairs;
  
  
• The driver who apparently ran right through the middle of a traffic circle (which included a tree) in broad daylight, claiming he hadn't seen it;
  
  
• The garbage man who claimed he was "startled" when a dead badger fell out of a bag of trash; and
  
  
• The enterprising and broad-minded fellow who sued both municipalities and the Archbishop of Canterbury "on behalf of all the homeless people in Britain".